A new breed of mortgage arrangement
The consumer today requires greater flexibility from their mortgage arrangement, which is why we’ve seen a significant increase during the last few years in the number of new-style schemes known as ‘flexible mortgages’.

Increased choice
If you opt for one of the current account mortgages, you can even combine your savings and mortgage all in one. Interest is typically calculated on a daily basis and you have the option to take payment holidays, to overpay or underpay, and to make lump sum withdrawals, in some cases by means of a cash card.

Flexible mortgages can also offer the convenience of instant credit, if you are eligible, and the chance to pay off your home debt early, so they can be of great advantage to the more financially astute borrower.

To discuss your mortgage requirements with us
please e-mail or contact us to arrange a meeting.
Your home may be repossessed if you do not keep up
repayments on your mortgage.

Article Date: April 2006
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