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  Double-digit house price growth increases buyer’s liability In the Chancellors tenth Budget speech he increased the stamp duty exemption threshold by just £5,000 to £125,000 – less than the amount house prices have increased since his previous Budget. Read More... |
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 Making an informed decision is the keyWhether you are a first time buyer or are considering moving to another property it’s very important that you are in a position to make an informed decision about your specific property requirements. Read More... |
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 Record numbers of first-time buyers received substantial help last year as family members used their own assets to help to get them on to the property ladder. Read More... |
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 When you find a property that you want to buyThe price that you agree on with the vendor is your offer. However, if you make an offer in writing it is advisable to head your letter “subject to survey and contract”, which means you are not obliged to proceed until you have had the property surveyed and the contracts for the sale are signed and exchanged. Read More... |
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 What is right for you?Before you agree to buy a property, it’s usually prudent to arrange for either a home-buyer’s survey and valuation or a building survey to be carried out on your behalf if appropriate. A survey is optional but it will provide you with peace of mind and details of any problems with or work that needs to be carried out on your property. Read More... |
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 What a solicitor doesThe legal term for buying and selling property is conveyancing and a solicitor or a conveyancer will need to be appointed to do this work. Read More... |
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 Making things binding When the contract terms are agreed and your solicitor has received satisfactory replies to their questions, the contracts can be exchanged. Once each party has a contract signed by the other, the contracts are binding. Read More... |
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 RemovalsMost professional removal firms are members of the British Association of Removers so that are protected by the Association’s code of practice. Read More... |
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 How much will it cost?Complete the table below and add up the costs for an idea of how much it will cost you to move. Read More... |
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 Your questions answeredMoving mortgage without moving house can be both painless and inexpensive. If you have had your existing loan for some time, and are paying your lender’s standard variable rate, or have come to the end of a discount or fixed scheme, then you will have a wide choice of new loans to consider. Read More... |
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 Investing in a buy-to-let property as a pension So why would you want to be a landlord? The simple reason is because buying property which you then rent out can provide you with a regular income, not to mention the potential for capital growth in the medium to long term. Many people are investing in a buy-to-let property as a pension - the monthly rent may be a useful supplement to other retirement income or the property could be sold and the proceeds used as a nest-egg. Read More... |
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 A new breed of mortgage arrangementThe consumer today requires greater flexibility from their mortgage arrangement, which is why we’ve seen a significant increase during the last few years in the number of new-style schemes known as ‘flexible mortgages’. Read More... |
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 The amateur landlordLow interest rates, special buy-to-let mortgage schemes and rising property prices have attracted many thousands of people into becoming amateur landlords. So if you are contemplating investing in bricks and mortar this year, what are some of the things you need to consider? Read More... |
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 Discover your options - ISA mortgagesISA-backed mortgages have not yet caught the imagination of the mortgage consumer. The advantage of these packages are that you have the facility to choose your own ISA provider, can if you choose regularly review the performance and switch funds or change provider if the performance has not been satisfactory. Read More... |
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 Making sense of the jargon Read More... |
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